PayerGraph AR Orchestrator
10/10
Demand Score
High interest rates and tight cash cycles make delayed collections immediately painful; finance needs faster cash conversion now.
8/10
Blue Ocean
Competition Level
$2k-15k
Price/Month
Predicted customer spend
12 days
Time to MVP
Difficulty: Hard
The Problem
A receivables orchestration layer that plugs into your ERP AR module and collector inboxes, builds a live graph of each buyer’s AP behavior (portal steps, dispute patterns, promised pay dates), and tr
Competitor Landscape
- HighRadius
- Tesorio
- YayPay
- Billtrust
- Versapay
- Gaviti
- Chaser
Must-Have Features for MVP
Prebuilt connectors/scrapers for top AP portals to fetch status and promised pay dates
Multichannel dunning (email/SMS/Teams) with embedded ACH/RTP/card pay links
Payer-specific playbooks that adapt by response and seasonality
Dispute triage and short-pay prediction with auto-workflows
Cash application with remittance parsing (emails, EDI 820, lockbox PDFs)
Promise-to-pay tracking and escalation ladder
Write-off policy engine and approval routing
Collector productivity cockpit with risk-weighted queues
Out-of-the-box connectors for SAP, Oracle, NetSuite, D365, Infor
⚠️ Potential Challenges
- AP portal change/anti-bot measures
- Bank statement and remittance format variability
- Dunning compliance across regions
- Collector workflow change management
Risk Level: Moderate
🎯 Keys to Success
- Reduction in DSO (target 5–12 days)
- % invoices with live AP-portal status coverage (target >70%)
- Right-party contact rate and click-to-pay conversion
- Cash-application auto-match rate (target >85%)
- Collector time saved per invoice (minutes reduced)
Ready to Build This?
This hard-difficulty project could be your next micro-SaaS success.