FeeRouter - Intelligent Payment Optimization Engine
10/10
Demand Score
Transaction fees directly eat into margins - saving 1-2% on high-volume B2B transactions can mean $10k+ monthly savings
7/10
Blue Ocean
Competition Level
$399-799
Price/Month
Predicted customer spend
75 days
Time to MVP
Difficulty: Hard
The Problem
Sophisticated payment routing system that automatically splits transactions across multiple payment processors to minimize fees and bypass platform limitations. Uses ML to predict optimal routing base
🔗 Validated by Real User Complaints
This problem has been verified through 2 real user complaints:
Competitor Landscape
- Stripe Connect - still subject to platform fees
- Spreedly - focuses on vault, not fee optimization
- PaymentOrchestration platforms - enterprise-focused, complex
Must-Have Features for MVP
Multi-processor routing algorithm
Real-time fee calculation engine
Automated reconciliation system
Compliance monitoring dashboard
⚠️ Potential Challenges
- Complex compliance requirements
- Payment processor relationships needed
- High security standards required
- Platform detection and blocking
Risk Level: High
🎯 Keys to Success
- PCI compliance certification
- Strong processor partnerships
- Transparent fee savings reporting
- White-label option for agencies
Ready to Build This?
This hard-difficulty project could be your next micro-SaaS success.